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To spend or to save?

By Anna Pickard
Published: 30/01/2010

So we are finally back at university for 2010: excited to be reunited with friends, the prospects of this semester’s nights out and long mornings in bed (probably paired with a hangover).

I think I speak on behalf of most Sheffield University students when I say it’s good to be back. 

Yet, my first day of arrival and I’m confronted with two new bills that need paying; rent money is due; plus the list of course books I need to buy, which is about as long as my arm. 

My loan is about to take a serious hit, so I suppose it is back to money worries too.

It seems to me that there is something distinctly unfair in the combination of constantly being a ‘poor student’ and the world of temptation that surrounds our university experiences. 

It is impossible to walk past the union without a flyer being pushed into our hands advertising yet another wonderful way to spend our precious pennies. 

Posters catch my eye around every corner, directing me to yet another big night out. Not only this but I can guarantee a number of travelled gap year students are inspiring someone right this second to venture somewhere else in the world; I have various friends who’s stories encourage me persistently to pack a bag and head somewhere exhilarating. 

Meanwhile, many people are preparing for this years ‘Bummit’ whilst several courses are crossing the border to Amsterdam for the ultimate social in 2010.

The new world of independence that is opened up to students is certainly an exciting one. But how can we possibly fund all of these new ventures?

I considered looking for part time work but there is always the worry that a commitment to a job could jeopardise the amount of time I spend getting (or at least attempting to get) good grades. 

It seems the concept of finance lies continuously on our thoughts. Our education itself, whilst increasing the likeliness we can attain a career we will enjoy is also, ultimately, an aid to ensuring a decent wage in the future. 

My flatmates and I read magazines and watch typical-Hollywood films - dreaming of buying such a lifestyle.  Like I said, money is always on the mind!

Perhaps this is an indication that we have now stepped fully into the adult world. 

Paying bills, rent and food shopping is, for many, the first tasters of responsibility. I have come to the decision, therefore, that we should embrace our cash crises.

 It is simply a signifier of our new independence and, as such, should be an uplifting experience.

So, although I plan to be sensible with my money this year (perhaps not buy so many drinks at the bar or visit Starbucks quite so much) I’m not going to shy away from the amazing opportunities I’m presented with as a result of university and all it’s inspirations. 

We should value money but not be scared to spend it well. In fact, I booked a trip around America for summer 2010 last week…and I can’t wait!

 

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